Welcome to the Relationship of a Lifetime... YOU and
If you are already a member, thank you for being part of this
financial family! If you are thinking of joining, here's the inside
story about GHS that might help you to decide.
Tradition and Stability
GHSFCU has been proudly serving its membership since 1940.
Since the beginning, we have been committed to fulfilling our core
mission of "people helping people". GHS is an excellent,
hard-working example of the credit union movement's philosophy -
not for profit, not for charity, but for service.
As a member, you become part owner of this credit union. We are
a financial cooperative, democratically controlled by our
members/owners and governed by a volunteer board of directors.
Currently, GHS consists of three branches, an extensive No-Fee network of ATMs, more
than 15,000 members, and more than $127 million in assets.
Our management team is very experienced and our staff is both
knowledgeable and friendly. We balance the needs of our
members with conservative and responsible lending practices. This
combined with efficient and clean accounting practices have proved
to be a winning combination and is especially reassuring for staff
and members during these current turbulent economic times.
Strength and Growth
There truly is strength in numbers and our numbers are getting
stronger all the time. The reason is simple; there is no substitute
for developing a personal relationship with your financial
institution. The more we get to know you and understand your goals,
the more we can be of service to you. Because we do not
profit from you, we are genuinely all on the same team. Our
member's success is our success and vice versa, and that translates
directly into increased returns on savings and lower rates on
loans. This benefits everyone and makes for a more vital
We are absolutely committed to serving the needs of our
membership. To that end, we are continually updating the products
and services we offer to be able to best meet those changing
needs. In addition, we work with many local groups and
agencies to give back as much as we can in terms of donations of
money and volunteerism. We are proud of the contributions GHS
and our members make to help assure our community stays strong and
continues to be a great place to enjoy life both now and in the
Who Can Join?
If you live, work, attend school or worship in Broome, Chenango
or Tioga County, New York, you can join GHS. You are part of
our community, and we would love to have you as a member!