We all know good grades can be rewarding- but who knew they'd lead to great rates? What is an EEL Loan? An Education Expense Loan.  GHS is offering grade-based rates.  Enrolled students must show the most current semester's grades. The EEL Loan, a solutions loan.  Please click here for more details in Adobe PDF format. 

Unlock the Equity in Your Home!  Rate as Low as 3.80% APR*!

A Home Equity Loan is a multi-purpose loan that is secured by a lien on your home. As a homeowner, you can use the equity in your home for things like a home improvement project, college tuition, family vacation or even to consolidate credit card debt. The interest rate is usually much lower than what you'd pay on a credit card or personal loan. Best of all, the interest you pay may be tax-deductible. (Please check your status with a trusted tax advisor.)

With rates as low as 3.80% APR* (any rate mentioned should be pulled automatically from a table), same day approval, fast closings - you can get that equity working for you any time you choose.  *See details restrictions may apply

*APR=Annual Percentage Rate.  Rate determined by credit worthiness.

Loan Central Details!

With low loan rates, flexible payment terms and a big variety of loan options designed to meet your needs... GHS really is Loan Central!

Want a new or pre-owned vehicle? New furniture? Need help consolidating credit card debt?  GHS can help you get the best loan for you, right when you need it!

Finally found your dream home?  We can help with mortgages, too. We will walk you through the process and get you the very best rate we can to help you make this dream real.

Need money in a hurry?  No problem. GHS has Express Loans - just make a call weekdays from 9:00 a.m. to 5:00 p.m. to our "Express Loan Phone Line" at (607) 723-7962 or (800) 732-4447, and we will get you the money you need, right away.

Please, check our rates and if you like what you see just call and talk to one of our helpful loan professionals at (607) 723-7962 or (607) 334-6461.  We are happy to help you with any and all of your loan needs.

GHS Federal Credit Union offers low loan rates, flexible payment terms and a variety of loan options designed to meet your needs. If you're looking for a new or used automobile, shopping for new furniture or trying to consolidate credit card debt, let GHS help. 

If you're in the market to buy a new home be sure to call GHS to find out more about our mortgage loans. We offer competitive interest rates and have knowledgeable staff to help you through the application process. Click on "mortgages" in the left hand menu to learn more.

Express Loan 

Loan dollars are just a phone call away. Apply any weekday from 9:00 a.m. to 5:00 p.m. by calling our "Express Loan Phone Line" at (607) 723-7962 or (800) 732-4447 for fast, easy and convenient service. 

So feel free to check our rates, apply for a loan or call our loan professionals at (607) 723-7962 or (607) 334-6461 for more information.