Best Credit Card for Wedding Expenses
Getting married is an exciting milestone! That said, paying for a wedding can often be overwhelming. But don’t worry—there are many ways to manage how you pay for your monumental event—and maybe even get some money back in the process.
Keep reading to learn more about the best credit card for wedding expenses to fund your celebration!
THE BENEFIT OF CREDIT CARDS
In the same way that there’s no one-size-fits-all wedding, there’s no “right” way to fund your big day. But there are plenty of options, all of which depend on the type of celebration you’re looking to have, your budget, and how much you’ve already saved to put toward it.
There are so many purchases that contribute to making an incredible wedding day. Think about just the big ones: the bride’s dress, the venue, the DJ or band, the flowers, the food, the photographer—all of these will have your unique stamp that will set your wedding apart. But, all of these expenses will have to be paid for too!
If you use the right type of credit card, you can take advantage of certain benefits that will take the edge off of paying all of these pretty hefty expenses.
OUR BEST CREDIT CARD FOR WEDDING EXPENSES
When facing so many different types of purchases our VISA Platinum credit card at GHS Federal Credit Union can help give you peace of mind.
0% Introductory APR
Our credit cards offer an introductory 0% APR period for any purchases you make. This means that for the first 6 months, you won’t pay any interest on your balance as long as you make the minimum payments. A 0% Introductory APR card allows you to treat it like an interest-free loan.
This introductory offer is ideal to pay for a large purchase or if you expect to have to pay a large sum of money all at once—such as your “day of” wedding expenses (catering, photography, flowers). But remember to make a note of when your 0% introductory period will end, since it will switch to a new—but still competitive—low APR with GHS FCU.
If you can, it’s best to pay off the full balance before the 0% period runs out to avoid having to pay interest. With such a competitive introductory offer that lasts for 6 months, ours is the best credit card for wedding expenses!
Earn VISA ScoreCard Rewards
Making purchases with your GHS FCU Visa Platinum card makes sure you’re awarded from the start! Once you’ve made all the necessary purchases, paid the vendors, and earned all the rewards, you can decide to redeem them.
You and your spouse could choose to redeem them by using points for your honeymoon, to buy gifts for the bridal party, or using the cashback as an account credit to help lower your outstanding balance. Do your research on all card benefits so that you take full advantage of this program.
Disputing Charges
Let’s say you paid in cash for something and you find yourself in a situation where you lost a receipt, want to return something outside of the return window, or discover there is no return policy in place. Since you used cash, the likelihood of your money being returned to you is slim.
Credit cards, however, offer a level of purchase protection that cash doesn’t because under the Fair Credit Billing Act, you’re given the right to dispute any billing errors made on your card.
Low to No Fees
Expenses like invitations, thank you notes, table numbers, and place cards may end up costing more than you budgeted for. Although these purchases may seem small when looked at individually, all together, they can add up.
Since this spending falls outside of big bonus categories like travel, dining, or the venue, you could benefit from our card which has no annual fees and zero balance transfer fees. These savings give you the flexibility to spend as much or as little as you want to without penalties, which makes our card the best credit card for wedding expenses!
CHOOSE YOUR CARD TODAY WITH GHS FCU
It’s important to stress that while credit cards are incredible tools when used responsibly, they don’t equate to free money. However, with GHS FCU, you’ll get the best credit card for wedding expenses because you’ll have no interest for the first 6 months after you open the account and after that, you’ll have a competitive, low APR.
Click below so you can get started using the best credit card for wedding expenses out there!