2024 Digital and member services upgrade

Logging into Online Banking for the first time and need some assistance? Download our instruction guide by clicking the button below!

What to Expect

• Member Number

  Your member number is still the same. Your checking, savings, and loan account suffix numbers have changed. All new account numbers are noted in digital banking and on August statements.

• Checks

  The Magnetic Ink Character Recognition, or MICR number will change to a new 14-digit MICR. All checks, new and old, will continue to process as normal. The new MICR number will appear on new check orders and reorders after August 2, 2024.

• Statements and e-Statements

  Your account statements have changed to a new format and will appear differently, but all the information you expect will still be there in an easy-to-read format. Your new account suffix numbers will appear on your statements. Your member number has not changed. All members will receive a paper statement for the month of July.

• New Debit and Credit Cards

  The GHS Federal Credit Union credit and debit cards have gotten a new look, and enhanced security features! With TAP to pay, your purchases are faster and safe. TAP technology will protect against card cloning, counterfeit fraud, and other forms of tampering.

• Online & Mobile Banking

  We have launched a new online banking system with a refreshed look and features! Members can personalize their accounts, pay on loans, and manage transfers and payments right from their preferred digital device. Since this is a new online banking system, members will need to re-enroll when access is available again. This includes downloading the new It’sMe24/7 GHS FCU mobile app. Click on the Online Banking Login button in the righthand corner. If you have previously bookmarked this login page, you will need to update your bookmark. Select First Time User? and follow the prompts to activate your new online banking portal! A security code will be sent to the email or phone number we have on file, so please be sure to check on current contact information in your account.

• Text Banking

  Get quick information about all your GHS FCU accounts with our new text banking! With text banking you can send a text command and receive account balances and enroll in e-Alerts to be notified of your balances, when a payment is due or when electronic deposits or withdrawals are made. To enroll into text banking, opt-into the service by logging into online banking and following the prompts. After enrollment, text commands to IM247, or 46247.

• Bill Pay

  Our updated bill pay system integrates seamlessly with our new online and mobile banking systems, making it easy for members to pay bills and manage finances from wherever you are on the device of your choice. Funds for electronic payments will be debited from your account when the payment is processed, which is the send date, not the payment date. If funds are not available, the payment will not process and you will need to reschedule it. Members must re-enroll in Bill Pay through online banking to use this function again. Please note that Person-to-Person transfers now live under the Bill Pay tab in digital banking. In order to execute a P2P transfer, members will need to re-enroll in Bill Pay and choose Person-to-Person.

• Voice Banking

  We will be launching a new Voice Banking system that integrates into our new digital banking platform. Members will need to enroll in the new system using your member number. Access to Voice Banking will not change, continue to call 800-732-4447 and select option 1:

  • Enter your member number

  • Enter your temporary pin (the last four digits of the primary account holder’s social security number)

  • Enter a new PIN number, and press #

  • Finally, confirm your new PIN