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The Relationship of a Lifetime

Recreational Vehicle Loans

Get out and go with a GHS RV Loan

At GHS, we finance whatever moves you, including recreational vehicles like motorcycles, snowmobiles, campers, and boats. We offer RV financing that is flexible and affordable. Whether looking to buy new or used, we help you get the best RV and motorhome loan to stay within budget. We also offer RV loan refinancing options to help lower your interest rate or monthly payment.

Switching Gears? There’s no better time to buy (or refinance) a new or used vehicle with a GHS auto loan than right now. Our flexible terms and budget-friendly monthly payments can put you in the driver’s seat in no time.

  • Terms that fit your budget

  • Competitive rates

  • Up to 100% financing*

  • Super low APR**

Loan TypeTermAPR**
Recreational Vehicles: New (2020 or newer) 60-Month***
144-Month***
Recreational Vehicles: Used (2012 - 2019) 60-Month***
144-Month***

    Applying Is Easy

  1. 1

    Apply Online

    Login to Online or Mobile Banking. Not a member? Click here to join and apply now!
  2. 2

    Submit

    Complete your application and submit.
  3. 3

    Get a Loan

    GHS will contact you in as little as one business day
    to secure your loan!
 

Recreational Vehicle Loan Payment Calculator

Use this calculator to calculate your monthly home equity loan payment estimate based on the amount of the loan and see how different loan terms or down payments can impact your monthly payment.

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★★★★★

“If I ever have a question or an issue about my accounts, online banking, or anything at all, a quick call to member services
always gets the question answered or the problem solved. Great customer service. I wouldn’t bank anywhere else.”

- Theresa K.

 

RV Loan FAQ

Where can I buy an RV/camper, a motorcycle, a snowmobile, a travel trailer, or a boat with a GHS RV loan?

We offer RV financing for both private and dealership.

How can I make payments on my RV loan?

GHS offers you the ability to pay online and with mobile banking. You can also make payments online at (800) 732-4447.

What are your RV loan eligibility requirements?

Membership is required to take advantage of GHS products and services and competitive RV loan interest rates.

Anyone is eligible to apply for GHS membership who lives, goes to school, works, worships, or volunteers in Broome, Chenango, or Tioga Counties of New York. You may also apply if a member of your immediate family is a GHS account holder.

When it comes to the impact of  your credit score or credit history on loan processing, we try to provide financing options to assist you. We also offer Finance Articles to help you get the resources you need to improve your credit, or you can chat with us in person or over the phone at (800) 732-4447.

These are just some of the benefits of going through a credit union!

What makes a credit union different?

Credit unions are run by a member-elected Board of Directors who serve the interests of the credit union membership.

As not-for-profit entities based in the communities where their members live and work, credit unions are able to offer loan rates that are lower than commercial banks, as well as personalized customer service and financial education. 

Members often enjoy higher rates of return on their savings accounts and fewer fees.

Find out more about membership!
 

*On new and late model vehicles, GHS will finance up to 100% of the NADA (National Automotive Dealer Association) retail value plus tax and title. If financing over $25,000 and longer than 84 months, GHS will finance up to90% of NADA (National Automotive Dealer Association) **APR = Annual Percentage Rate. Rates are shown “as low as.” Rates and terms are subject to change. Contact a GHS Federal Credit Union representative by stopping in or call (607) 723-7962 or toll free at (800) 732-4447 for the most current rates. The rate and term may vary depending on each individual’s credit history and underwriting factors. Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee. *** GHS’s normal underwriting and processing guidelines apply.

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