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Meeting the financial needs of our neighbors and investing in our communities for over 80 years - and counting! GHS Federal Credit Union provides Broome, Chenango, and Tioga Counties with local experience, expert services, and competitive products. Say ‘YES’ to GHS today!
APR* as low as
Apply NowAPR* as low as
Apply NowAPR* as low as
Apply NowSo far this year, we've saved our members $ 0 We provide our members and community with affordable finance options to help save you money - and we’ll prove it! Make the switch, put money back in your pocket, and be a part of our growing savings counter!
GHS has been your local credit union for over 80 years - and counting - providing members with finance options for every stage of life.
Free and Cash Back Checking Accounts
Low-Interest Loan options
Secure and High-Earning Savings Accounts
Work one-on-one, attend workshops, or browse our financial wellness articles offered by our Certified Credit Union Financial Counselor to build a stronger financial foundation and gain more understanding of how to manage and grow your money.
Proudly bringing financial education and assistance to our community members through these great organizations and counting!
GHS FCU is an inclusive credit union welcoming anyone who lives, works, attends school, volunteers, or worships in Broome County, Chenango County, or Tioga County.
“If I ever have a question or an issue about my accounts, online banking, or anything at all, a quick call to member services always gets the question answered or the problem solved. Great customer service. I wouldn’t bank anywhere else.” Theresa K.
“After speaking to a loan officer from GHS, I learned I qualified for a $17,000 home equity loan. I refinanced my credit card debt using it, dropping the interest rates from as high as 21% down to under 3%. This is saving me thousands over the lifetime of these loans. Even better, I had enough available in my home equity loan to help me to update my home’s bathroom! I’m thrilled at how easy this was!” Abigail F.
"Big thank you to the loan officer at the Norwich Branch; he went an extra step..." Susan S.
Submit your photo with your name and contact information below before 10/6/2024 for a chance to be featured in the branch of your choice!
As we welcome the crisp air and colorful leaves of fall, we want to take a moment to express our heartfelt gratitude for being a part of the GHS Federal Credit Union family.
As a member-owned credit union, our members have the advantage of taking part in important discussions and decisions about the future of GHS Federal Credit Union. We value each of our 19,000+ members across the three counties we serve, and the annual meeting offers you the opportunity to join in the conversation and engage with GHS FCU's leadership.
Stop by to shred you personal data securely from 8 to 11 AM at our drive-through event. GHS will have staff available to assist in removing shred bags from your car and we're collecting donations on behalf of the VFW of Norwich.
